US District Court

Judge Garland Burrell Jr.
Eastern District of California
501 "I" street,
Sacramento, Ca 95814

US Congressman Wally Herger

55 Independence Circle, Suite 104
Chico, California 95973
(530) 893-8363

US Postal Inspection Service

PO BOX 882528
SAN FRANCISCO CA 94188-2528
415-778-5800
Fax : 415-778-5822

Question of Systematic Theft of US Mail
In The USDC Eastern District of California


Theft of Identification and Benefits Checksis typically rampant around social service agencies which make use of paroled felons to operate their facilities. Theft of identity generally involves a parolee shopping for a clean identity either to escape criminal prosecution or his past. Theft of benefits checks belonging to clients might include any item traveling through the US Mail delivered to a "non profit agency"Occasionallythe US Department of Justice during the Clinton Era found the easiest way to win a legal question filed in USDC was too simply steal the mail to obstruct a legal process or appeals.

US Senator Barbara Boxer

501 I Street, Suite 7-600
Sacramento, CA 95814

Senator Dianne Feinstein

United States Senate
One Post Street, Suite 2450
San Francisco, CA 94104

Exhibit #1-3 Your Stole My Food Stamps, Welfare Benefits
& Refused To Let Me Close MY SSI Claim?


Torres Community Shelter Partnership

Case Manager Patrick Clark
101 Silver Dollar Way,
Chico CA 95928
(530-891-9048
Fax 530-891-9084
We Stole Your
Food Stamps-Exhibit #1
1. This Non profit is staffed largely by former convicted felons who in working in the shelter office have no problem stealing US Mail and apparently stole my food stamps which disappeared through the US Mail.

2. Chico Community Shelter Partnership is a non profit agency funded through US Department of HUD and a $500,000 forgiveable Grant from State of California
Emergency Housing Assistance Program providing shelter to the homeless here in Chico, CA.

4. The case manager Patrick Clark requested waivers of Federal Privacy Act as he explained it to case management and agreed to be the primary contact in various issues for Chris Walters related to medical, vocational training; transportation; and legal issues.

5. Patrick Clark assured the materials and information gather was to assist his case management efforts on my behalf only and could not be released to for instance law enforcement officals because of client confidentiality.


6. A referal was made tooLegal Services of Northern California and Butte County to see if Chris would withdraw his federal complaints on the vague suggestions Butte County might actually issue his food stamps and General Assistance Benefits they have been holding for over a month.

7. Legal Aid Explains: Chris was told he should bring legal counsel with him to the Welfare Office because Welfare Officals might seek to retaliate for his having filed the complaints with the Feds.

Notice of Benefits
Press On Image to Enlarge
Often Heard of Never Received
Butte County Welfare Department
Eligibility Worker Donna Mainz
2445 Carmichael Dr,
Chico, CA 95928
(530) 879-3479

Torres Community Shelter Partnership

Case Manager Patrick Clark
101 Silver Dollar Way,
Chico CA 95928
(530-891-9048
Fax 530-891-9084
You Can't Stay If You
Don't Drop Federal Complaint-Exhibit #2
Title 18 USC 1513 Retaliating
Against Witness....
1. Case Worker Patrick Clark explained 12-9-2002 I could not stay at the homeless shelter beyound this last night because I declined to withdraw my federal complaints filed against Butte County for food stamp and welfare fraud.

2. Patrick explained he a new policy where by services to disabled persons who might have a history of AIDS, Hepatitis, or other infections unless they can provide a collateral statement from a doctor they are not infectious in possible violation of the American Disabilities Act

3. Although a mere nonprofit agency has no legal right to demand such a statement we will use this pretext too run Chris off. Patrick Clark asked Chris where he intended to go so they could call other agencies and ask to have him denied services elsewhere:

4. Admission of Violation Title 18 USC 242 Deprivation of rights under color of law Both employees of the shelter and District Attorney's Office apparently made inquiries as to where I plan to move having openly admitted I am being denied access to federal funded shelter program in retaliation for filing a complaint with the feds. They apparently plan to call around and see if I can be denied services in other cities.


5. Question of Violation Title 18 USC 1512 Sec. 1512. - Tampering with a witness, victim, or an informant What role if any did Butte County "Welfare Officials" play in asking the Chico Community Shelter Partnership to deny Chris Walters access to their federally funded shelter and run him out of town-to quash complaints filed with the United States?

6. Question of violation of Federal Privacy Act Programs operated by the US Department of HUD acknowledge client/case manager activities as priviledged and exempt them from investigation by law enforcement officals through the Federal Privacy Act. County Officals apparently are trying to convey they are attempting to matters related to client confidentially.

7. Question of Violation of Human Rights and International Law The Chico Community Shelter Partnership apparently has used the name of a class of persons Congress defined as "Homeless" to do extensive fund raising without bothering to ask any homeless clients to sit on the Board of Directors; approve or vote on shelter rules;and participate in other factets of operations. Use of someone else's name for fraud is apparently one of the District Attorney's Pet crimes-sometimes.

Torres Community Shelter Partnership

Case Manager Patrick Clark
101 Silver Dollar Way,
Chico CA 95928
(530-891-9048
Fax 530-891-9084
It Is Illegal To Stack Shit This High

Press On Image To Enlarge

Request Close Case 11-26-2002
Officals Declined Request
Social Security Employees from Chico, California
"Your Not Allowed to Withdraw
Your SSI Application-Exhibit #3
Social Security Administration at Chico, CA. Offical have explained to the Chris Walters the SSI applicant on November 26th, 2002 that he dosen't have the legal right to withdraw his SSI claim or reconsideration if he feels possible violations of federal law are occuring.

Butte County 12-11-02 was provided 3 different legal notices that the issues they are inquiring about are exclusive jurisdictions before the various US Circuit Courts of Appeals and US Congress Committees and other authorities where the County can't pratice any law whatsoever.

Social Security Administration
Cindy Robinson
Technical Expert-Cindy Robinson
2035 Forest Ave,
Chico, CA 95928
(530) 345-5199


SSI Claim Finally Closed

Cites-Problems associated with
homeless travel agency

Exhibit #4 Recommended For Investigation Federal Grand Jury
Sorry-You Can't Complain To Victim


Butte County District Attorney

Michael L Ramsey
Chief Investigator Anthony G. "Tony" Koester
Assistant Chief Investigator Kory Honea
25 County Center Dr,
Oroville, CA 95965
(530) 538-7411

Bruce Hagerty, Chief of Police:

1460 Humboldt Road
Chico, CA 95928
(530 897-5801

Welfare Fraud Unit
Lieutenant Rick West
Chico Office:
2445 Carmichael Drive
(530) 879-3538
Should Federal Grand Jury Investigate
Butte County-You Can't Confess To the Victim
Exhibit #4
1. Butte County 12-11-02 was provided 3 different legal notices that the issues they are inquiring about are exclusive jurisdictions before the various US Circuit Courts of Appeals and US Congress Committees and other authorities where the County can't pratice any law whatsoever.

2. Question of Violation Title 18 USC 371 Conspiracy to defraud the United States Officials of Butte County "Welfare Department" refused to provide Chris Walters his "General Assistance" for over a month after it was granted 11-12-02. Officials at Butte County stated they intended to have Social Security Administration reimburse them for the payment which was never made.

3. The County was also advised a criminal complaint was filed with the United States Department of Justice and appeared pursua sponte and voluntarily on 12-12-02 and waived their legal right to counsel by "Donna" a representative of the Butte County District Attorney.

4. Although "Donna" declined to put her questions in a printed form for adequate study the County wanted to know and some of the issues discussed or suggested:

5. Imposition of Fines; Sanctions; and Penalities by Federal Officals on State of California or Butte County for failing to have Chris Walters engaged in a work or training activitiy could for instance generate a $5 Million Fine.

6. According to paperwork generated by County officials they have no apparent choice but to refer the Chris to either work or an employment development program even through he may have already hospitalized 3 people in Butte County.

7. This question and similar questionswere removed to the 108th US Congress US Senate Select Subcommittee on Aging which has an exclusive jurisdiction it does not share for instance with the Courts.

Press On Image To Enlarge

Question for Federal Grand Jury Investigation
Submitted to United States Attorney-EDC
8. Butte County Admission of Facts: The County next wanted to know if a person seeking work could cite the County; County Officals or State of California as the party requiring the job search activity?

9. As far as I am aware no activity required by law is under taken without the client explaining who sent them there and why. Donna indicated that the job search activity was a major embarassment to County Officals- which will be represented to the Social Security Administration-as an admission of fact.

10. My guess is that the County is embarassed because it failed to declare a person disabled which is after all what their job is in the first place.


11. County Question: Butte County wanted to know if Patrick Clark the case worker at Community Shelter Partnership signed a legally binding contract to assist my various programs could I work with his approved case plan and cite him as the person to be contacted? I have never heard of anyone objecting to their client referring anyone to their caseworker on an approved case plan.

12. County Question: County Officals wanted to know what an electronic blackboard is. An electronic blackboard is used to study different things; facts; and matters to see if I can understand what various things are. Based on the interview I might believe that if County Officials spent as much time processing the Welfare Issues as they did stalking folks on the internet there would be no problems. The purpose of an County officals also denied any role in theft of an email account apparently seized by a 3rd party in Chico,CA.

13. Admission of Violation Title 18 USC 371 Conspiracy to defraud the United States Butte County Officials County Officals admitted they had already issued a GA check for November, 2002 and were refusing to release it during the course of their suggested reopening the case 12-12-2002.

14. Question of Violation Title 18 USC 371 Conspiracy to defraud the United States Butte County Officials sent through the US Mail 12-02-02 a request Chris Walters file a monthly CA7 SAW Report for November and December, 2002 for benefits which were never granted after a written request was made close all benefits claims 11-26-02. Butte County "Welfare Officials" appeared to be extending their Conspiracy to Defraud the United States and Social Security Administration by making bogus grants to a claim already closed.

Complaint Filed With Federal Bureau of Investigations

Allegation of Federal Crime

Date: Fri, 13 Dec 2002 08:49:17 -0500
From: Complaint Information
complaints@ifccfbi.gov
Subject: I02121218362511
To: legalcounsel@eudoramail.com

Thank you for filing a
complaint with IFCC

If you have comments or problems related to this Web site, please send us an e-mail via http://www.ifccfbi.gov/contactus.asp *** Please do not contact the IFCC to ascertain the status of your complaint. We cannot respond to these inquires. *** The IFCC receives thousands of complaints monthly and does not have the resources to respond to these inquiries. It is the IFCC's intention to review all complaints and refer them to law enforcement and regulatory agencies having jurisdiction. Investigation and prosecution are at the discretion of the receiving agencies.

Additional information related to your complaint. If at any time you wish to report additional information related to your complaint, please go to https://www.ifccfbi.gov/update

Evidence related to your complaint. It is important that you keep any evidence you may have related to your complaint. Evidence may include canceled checks; credit card receipts; phone bills; faxes; pamphlets or brochures; mailing envelopes; certified or other mail receipts; a printed copy of a Web site, chat room, or newsgroup text;or similar items. Keep items in a safe location until you are requested to provide them for investigative or prosecutive evidence. If requested to provide evidence, send copies only, not originals.

Viewing and printing a copy of your complaint. The file attached to this e-mail is the complaint you reported to IFCC. It is formatted as a Adobe Acrobat portable document format (PDF) file. To view and print a PDF file, you must have the FREE Adobe Acrobat Reader loaded on your computer.
Social Security Inspector General
oig.hotline@ssa.gov
Mail: SSA Fraud Hotline
PO Box 17768
Baltimore MD 21235
Fax: 410-597-0118
1-800-269-0271
U.S. Department of JusticeADA Homepage
Chief John L. Wodatch
(202) 307-2227
950 Pennsylvania Avenue, NW
Civil Rights Division
Disability Rights Section - NYAVE
Washington, D.C. 20530

USDA Inspector General
Room 9-E Jamie Whitten Bldg
1400 Independence Avenue SW.
Washington, DC 20250

Exhibit #5 Article Impeachment Judge Garland Burrell


United States District Court

Nevada
333 S. Las Vegas Blvd.
Las Vegas, NV 89101
Phone:(702) 464-5400

Former Director Louis Freeh

Federal Bureau of Investigations
J. Edgar Hoover Building
935 Pennsylvania Avenue, NW
Washington, D.C. 20535-0001
Call (202) 324-3000

US Attorney General Janet Reno

US Department of Justice
950 Pennsylvania Avenue, NW
Washington, DC 20530-0001
202-514-2000
Chris Walters

vs.NV 96-CVS-892 HDM

Director Louis Freeh
Presiding
Judge Howard D. McKibben
Title 28 USC 372 Judicial Misconduct Question
Judge Garland Burrell Assisted Terrorist?
Exhibit #5
Obstruction USDC OrderVern Deatherage Mission Director named as a Defendant in USDA for obstruction of USDC Order from Nevada to aid and assist terrorist inquiry on "Anthrax". The Rescue Mission received a Federal Court Order from USDC, Nevada and the Director of the Mission and his wife questioned wheather they could release it to Chris Walters, the Plaintiff who they have known on first name basis for 10 years because he has a Florida Identification Card. Shortly later after having secured a conviction without trial the Mission association began their discreet inquiries on "Anthrax":

Judge Garland Burrell

United States District Court
Eastern District of California
501 "I" street
Sacramento, CA 95814
916) 930-4000

Director Vern Deatherage

Modesto Gospel Mission
Email
1400 Yosemite Blvd
P.O.Box 1203
Modesto, CA 95353

US Attorney General Janet Reno

US Department of Justice
950 Pennsylvania Avenue, NW
Washington, DC 20530-0001
Chris Walters
vs Misc 96-307 GEB

Vern Deatheridge
Postmaster Austin
Where the Principal Works:
Modesto Gospel Mission info@homelessmission.org 1400 Yosemite Blvd P.O.Box 1203 Modesto, CA 95353

US District Court

Eastern District of California
501 "I" street,
Sacramento, Ca 95814
916) 930 - 4000

The Sunshine Place

Stanislaus County

City of Modesto Police Department

600 10th Street
Modesto, CA 95354
(209) 572-9500

Chris Walters   )
        Pro Se  )
                )
        vs.     ) 91-Civ 212 EJG/PAN(?)
                )
United States   )
Marshal         )
Respondent      )
United States District Court
Aids Theft of US Mail? Exhibit #6
The United States District Court Eastern District Court appears to have an extensive history of stealing US Mail from social service concerns including Social Security Checks and food stamps:

a. A complaint on theft of US mail involving Sunshine Place. Neigher Judge nor Marshal replied to complaint concerning theft US mail

b. Question of Tampering With Witness, Victim, Informant A convicted felon Jerome K Smith and his associates who were working at the Sunshine Place where the mail disappeared did suggest snitches don't live long.

c. When US Mail was recovered through assistance of US Senator Alan Cranston a City of Modesto Detective seized it the voter registration,and letter from US Senator Kennedy.

d. The Chief of Police at this time sat on the Board of Directors of the Sunshine Place which was actively stealing mail from clients.

e. Title 18 USC 1701 Obstruction of Mail Generally Correct US code for theft mail

f. Title 18 USC 1702 Obstruction of Correspondence Correct US code for theft mail?

g. Voting Rights Act Correct US Code for denial of voting rights?

h. The US Code for obstruction of US Senator Kennedy or Cranston are unknown.

US Postal Inspection Service

PO BOX 882528
SAN FRANCISCO CA 94188-2528
415-778-5800
Fax : 415-778-5822
Theft Of US Mail
Throughout 9th US circuit Court of Appeals
By Prison Based Gangs-Exhibit #9
15 Year Survey of Social ServicesFrequently churches operating nonprofits decline to have members operate their organizations and instead traditionally turn the facility over to the first "convict felon" who arrives with a bible and a good story. Many of the current or former felons who routinely handle the identification and SSI cards found nonprofits an ideal location to shop for new identities among various homeless clients:

1. Lost Mail Tucson, AReport of lost mail at Prima Vera Foundation. Theft of US Mail was so rampant at this Tucson organization the US Postal Inspector is reported to have denied them permission to handle or receive government checks according to the staff.

2. Loss of Library Card at Las Vegas Rescue MissionLost through US Mail Library Card

3. Link: Admission of Theft of US Mail Employee of Roseburg Rescue Mission states she is stealing the mail

4. Noted: Social Security reports theft US Mail  Note:March 3, 1998:Social Security Officials in Stockton, CA ask me not to use 611 W Church Street as mail address because of extensive problem at this address with theft

6. Lost Mail & Food Stamps Modesto, CAReport of loss of food stamps to postal officials in Modesto, CA

7. Theft Mail: Birth Certificate: Washington ID, food stamps. Formal Complaint of loss of food stamps and Birth Certificate mailed from White Motel Mojave Califorinia too Modesto Gospel Mission. Believed stole by Director Vern Deatherage, so called "Disciples" or Postal Exhibit @ Modesto,CA


8. Noted: Loss of Birth CertificateDuplicate Birth Certificate ordered form Hillsboro County was not received about May,1999 disappeard in US Mail.

9. Refusal Return Birth Certificate, Fla IdFrom Safe Deposit Box at Northwest Bank, Kerrville, TX. Mark Walters cosigner on box is supposed to pick up contents and save them-however has refused to talk to me for 6 months

10. Disciple Robs Retarded ManDisciple James Bailey or Merced Rescue Mission robbed Tim Duarte of his wallet, money, and identification

11. Jerry Berry(Native Austin,TX) was a guest of the Modesto Gospel Mission who was also dying of a neuorolgical disorder and visiting from Austin,TX. Jerry was upset to discover his money stolen from his wallet which is kept locked up in the mission closet overnight.

12. Link: Theft of Food StampsInterception of Food Stamp Cashout from Texas reported US Postal Inspector and HHS Civil Rights Complaits July, 1997 Birmingham, Alabama

13. Noted: Loss of Medical Report Attorney Charles Tyler Clark reports medical report from El Rio Clinic mailed from October 1997 from Tucson, A did not arrive.


Elizabeth Warren

Consumer Protection Bureau
Washington, D.C.
Exhibit #6 Complaint Comptroller Currency November, 2007
Bank Frauds Help Consumer Protection Bureau
This section legal action where Wells Fargo staff apparently took it upon themselves to move my SSI Direct Deposit from Bank of America without my permission. Talk about balls of solid steel. This is occuring abou the same time as local TV stations are running article about officials engaged in fictious Probate Conservatorship where the focus of the conservatorship is to loot the victims account and assets without them ever knowning they have a conservator.

The Obama Administration and Congressional Committees created the Consumer Protection Bureau in 2010 to prevent banks from taking advantage of their customers Title 18 USC 656. Theft, embezzlement, or misapplication by bank officer or employee

Chairman Barney Franks

House Financial Services Committee
Democratic Staff
2129 Rayburn House Office Building
Ph: (202) 225-4247
Fax: (202) 225-6952


Under-Secretary-General for Legal Affairs

and the Legal Counsel of the United Nations
Mr. Nicolas Michel
United Nations Headquarters
Room No. 3427A
New York, NY 10017

Loel Center

Tracy Williams Executive Director
105 South Washington Street
Lodi, CA 95240

Question of United Nations On Sanctions
9th US Circuit For Stalking Topic #363
Cecil the Computer Manager is trying to explain to me that the Director of the Loel Center Senior Center wants to monitor or interfere with my computer activities; building my resume... I explain to Cecil that the matter has already been discussed by email.

Link Sanction question of serial stalking in Lodi California involving computer hacking at Senior Center of all places by the apparent Village Idiot. Title 18 USC 242 Deprivation of rights under color of law provide for federal criminal prosectuion of persons who secret or tamper with counsels papers. Preliminary Link Custody or Jonder Question Addressed to UN Legal Counsel.

from NIMS2006
to janice@loelcenter.net,da.info@sjcda.org,
kvogel@sjgov.org,info@lodipd.org
chris.saidthanks2006@gmail.com
Date Aug 11, 2007 6:45 AM
Subject Your excellent question prohibited by ORDER USDC

Dear Loel Center & Gardens:

I was visiting your excellent center last month and the staff inquired what I was doing in your computer lab which are online:

http://www.geocities.com/chrissaidthanks2007

Some of the matters are technical legal in nature and the Courts have prohibited 3 rd party jonders; interpleaders; or other untimely or inappropriate communications as you can see:

Link

With Kindest Regards
Chris Walters, Legal Counsel

Cc: Loel Center & Gardens
105 S Washington Street
Lodi , CA 95240
209-369-1591


Lodi Memorial Hospital

Ham Lane Clinic Urgent Care
Dr. Steele
Lic:DEA B54890491
Lic 614669
1235 West Vine Street #20
Lodi, CA 95240
Topic #380-Denial Medical Treatment
The Ham Lane Urgent Care Clinic has indicated they will no longer provide me with health care and medication for Congestive Heart Failure-which is a very serious matter. The staff has taken it upon themselves to reassign a primary care physician through Woodbridge Clinic. The staff explains the services at the clinic are often the topic of complaints from patients about poor and substandard medical services. They suggest if things don't work out I should try something else


Health Plan of San Joaquin

7751 South Manthey Road
French Camp, CA 95231-9802

Health Plan of San Joaquin

7751 South Manthey Road
French Camp, CA 95231-9802

Topic #381 Unlawful Diversion Medical Provider
Violation of Title 18 USC 242....
A person or persons unknown have diverted my selection of Health Plan of San Joaquin County to Blue Cross of California. The Ham Urgent Care Clinic explains they cannot see me any longer and make a referral to Woodbridge Clinic after explaining the staff are often the object of complaints for medical malpractice. I meet with Dr. Dim of Woodbridge Clinic who explains the medical plan will not pay for my advanced medical work. This challenges the scope and construction of US Supreme Court rulings in Terry Schindler Schiavo V Michael Schiavo and appears to violate Title 18 USC 242 Deprivation of rights under color law and a complaint was filed in USDC.

Justin Perry, Personal Banker

Bank of America
31 South School Street
Lodi, CA 95240
We Mailed Your
VISA Card to Wrong Address
Bank of America explained they mailed my new VISA card to the wrong address and will mail another one. I am replacing old New Mexico account with new account in Lodi, CA where I intend to reside.


Wells Fargo Bank

Christine Lavond,
Assistant Vice President
Wells Fargo Bank
120 W Lodi Ave
Lodi, CA 95240
ATM Card Lost
In US Mail
My personal banker Christine D has explained she mailed the ATM card to the Salvation Army at 622 N Sacramento Street, in Lodi instead of my mailing address. Card is missing.


Social Security Administration

2122 W Kettleman Lane
Lodi, CA 95242
Unauthorized Diversion
Social Security Direct Deposit
The letter 10-19-2007 from the Social Security Administration indicates an unauthorized move of the monthly direct Deposit check to another bank. A complaint has been filed in USDC and appears to violate Title 18 USC 242 Deprivation of rights under color law and a complaint was filed in USDC.


Greyhound
Topic #383-Emergency Move
To Las Cruces, New Mexico
Bus ticket to Las Cruces, New Mexico costs about $200.00; hotel fare $150.00; food on the road $100.00 to address unknown change in direct deposit.


Before The United States District Court

The Honorable Judge Judith Hererra
US Magistrate Richard Puglisi
333 Lomas Blvd, N.W.
Albuquerque NM 87102

Chris Walters
Plaintiff Pro Se
vs.

Case
MICHAEL J. ASTRUE
Commissioner Of Social Security
The Social Security Administration
6401 Security Blvd
Baltimore, MD 21235-6401
Defendant

Christine Lavond,
Assistant Vice President
Wells Fargo Bank
120 W Lodi Ave
Lodi, CA 95240)

Before United States District Court For

for the District of Columbia
333 Constitution Ave., N.W.
Washington, DC 20001
District of Columbia
202-354-3190

Chris Walters
Plaintiff Pro Se

vs.

Case

MICHAEL J. ASTRUE
Commissioner Of Social Security
The Social Security Administration
6401 Security Blvd
Baltimore, MD 21235-6401
Defendant

Christine Lavond,
Assistant Vice President
Wells Fargo Bank
120 W Lodi Ave
Lodi, CA 95240

Report of Bank Fraud
Filed In USDC
A question of bank fraud is filed in USDC, NM and USDC, Washington DC pursuant to Title 18 4 Misprison the felony per a violation of Title 18 USC 242 Deprivation of rights under color of law. Court is asked to consider warrants for person(s) who diverted direct deposit and medical treatment:

1. Complaint

2. Memorandum of Law

3. Notice SSA Deputy Commissioner

4. FYI US Attorney
Certified US Mail #70041350000130968922 delivered 11/5/2007

5. FYI US Magistrate
Certified US Mail #70041350000130968946 delivered 11/5/2007

6. FYI Bank of America

7. FYI Lodi Hotel

8. FYI US Bank

9. FYI Wells Fargo Bank

10. FYI#2 Wells Fargo

12. Legal Bill to Wells Fargo

Comptroller of the Currency

Customer Assistance Group
1301 McKinney Street, Suite 3450
Houston, TX 77010
1-800-613-6743
Topic #385-Complaint Filed Bank Fraud
With Comptroller of Currency
This link is a Complaint filed with the Comptroller of the Currency in November 2nd, 2007 asking if Bank of America and Wells Fargo Bank are engaged in unlawful banking practices. The Banks are apparently holding payments for several days out to a week instead of posting electronic items. The technical term is usery and causes overdrafts and incorrect information to be provided to the Bank Customer. This support brief is attached


Wells Fargo Bank

Christine Lavond,
Assistant Vice President
Wells Fargo Bank
120 W Lodi Ave
Lodi, CA 95240
Topic #382-Attempted Online
Bank Fraud-Phishing
from corpsecfininv@wellsfargo.com
to nims2006@gmail.com
date Nov 10, 2007 11:56 AM
subject Thank you for reporting phish and online fraud activity
mailed-by wellsfargo.com

This is an automatic response to your email.

Thank you for reporting a phish email or suspicious website to reportphish@wellsfargo.com. You are a valuable partner in our fraud prevention efforts. At Wells Fargo, we take our customers' security very seriously and we investigate all Wells Fargo-related fraud.

We will not contact you unless we need additional details regarding what you reported. For information about online fraud prevention and security, visit wellsfargo.com.

Again, thank you for reporting a suspicious email or website. You are a key partner in our fight against phishing and online fraud.

Sincerely,Wells Fargo Online Fraud Prevention Team

from NIMS2006 nims2006@gmail.com
to reportphish@wellsfargo.com,
nims2006@gmail.com
date Nov 10, 2007 11:56 AM
subject Fradulent Communications addressed auxiliarycommunications@gmail.com
mailed-by gmail.com

from Wells Fargo CustomerService@wellsfargo.org
too:nims2006@gmail.com
reply-to noreply@wellsfargo.org
date Nov 8, 2007 8:57 PM
subject Customer Service: Notification

We'd like to inform you that your Online Banking is about to expire due to inactivity. If you want to continue using our services, please login to your Wells Fargo account now by clicking here:

http://www.miamiexpress.info/documentacion/.cgi-bin/wells/wellsfargo-us.com/wf

Please note: Your online services will be limited and eventually deleted if you do not login within the next 24 hours.

Best Regards,Wells Fargo Online Banking Support



US Bank

Monica Mercado Branch Co-Manager
Lodi In-Store
449 West Kettleman Ln.
209-365-2213 Direct
209-365-2216 Fax
Lodi, CA 95242
US Bank Refuses
Close Bank Account-Send Bill

Although US Bank acknowledges receiving a fax from me that a complaint has been filed involving bank fraud and other serious problems the bank states they have foolishly refused to close the account and send me a bill

from "monica.mercado@usbank.com"
to Chris Walters
chris.saidthanks2006@gmail.com
date Nov 10, 2007 9:18 PM
subject Re: Many thanks for your assistance
-Request Close Acount mailed-by usbank.cccom

Hello Chris,

I have received your fax requesting that your account ending in #89 be closed. Unfortunately, when an account becomes overdrawn the only way to rectify the situation is to pay the remaining balance in full. Currently your account is overdrawn $153.22 and at this point you are bieng charged $7.00 a day for everyday it stays in the negative. When do you expect to be back in Lodi? Please call me at your earliest conveinience.

Monica Mercado Branch Co-Manager
Lodi In-Store
449 West Kettleman Ln.
209-365-2213 Direct
209-365-2216 Fax


Exhibit #7 Bank of America Agrees to $410 Restitution For Overdraft Fees

B of A to pay $410 million to settle overdraft lawsuit

By Jonathan Stempel Jonathan Stempel 46 mins ago
NEW YORK (Reuters) Bank of America Corp (BAC.N) has agreed to pay $410 million to settle lawsuits accusing it of charging customers with excessive overdraft fees, court documents show.
The largest U.S. bank by assets is among the more than two dozen U.S., Canadian and European lenders named as defendants in the class-action litigation, which in 2009 consolidated lawsuits filed across the country. JPMorgan Chase & Co (JPM.N), Citigroup Inc (C.N) and Wells Fargo & Co (WFC.N) are among the other defendants named in the case, court records show.

Bank of America spokeswoman Anne Pace in an email said the bank has already changed its overdraft practices, eliminating fees for debit transactions and significantly lowering fees for customers who overdraw excessively. he also said the Charlotte, North Carolina-based lender has "fully accrued funds" to cover the settlement. Notice of the January 27 accord with Bank of America was filed on Friday with the U.S. district court in Miami. The settlement requires court approval.

Many banks let customers overdraw their accounts in exchange for fees, typically $25 or $35. Critics say the fees disproportionately burden lower-income customers and others who often maintain low account balances. In a November 2009 complaint filed with the Miami court, customers said Bank of America routinely processed debit transactions from largest to smallest rather than in chronological order, causing account balances to fall faster and boosting potential overdraft fees.
They said the bank also did not clearly tell customers they could decline overdraft protection, and typically charged the fees to debit card users rather than decline transactions. Bank of America customers would often rack up hundreds of dollars of overdraft fees, even when they may have been overdrawn by only a few dollars, the complaint said. Overdraft fees industry wide totaled about $23.7 billion in 2008, up from $10.3 billion just four years earlier, according to the Center for Responsible Lending.

Last year the Federal Reserve imposed a rule that prohibits banks from charging overdraft fees on electronic and debit card transactions without advance customer approval. In August, a federal judge ordered Wells Fargo to pay $203 million to California customers who complained about overdraft fees. The bank is appealing. The case is In re: Checking Account Overdraft Litigation, U.S. District Court, Southern District of Florida, No. 09-md-02036.

(Editing by Mohammad Zargham)

Appendix On Civil Rights Homocides
& False Conservatorships


AAG Thomas Perez

Civil Rights Division
U.S. Department of Justice
950 Pennsylvania Avenue, N.W.
Washington, D.C. 20530
USDOJ Civil Rights Division
Investigates Oregon State Hospital ET All
At this end of this link are reports of serious human rights violations as cited here in Oregon, North Carolina, and California where the disabled and elderly are targetd and victimized to seize their financial assets. The Thomas S Clients were held incommunicado in a state institution for over 100 years without any hearings; amid killings; torture; and incredible abuse before the US District Court removed them to state run foster homes about 1993.

This extensive report seems to support poplar articles on deaths, abuse, and civil rights violations occuring at Oregon State Hospital. One grisly rumor concerned human remains in small barrels found buried in walls of the old state hospital.


New Director Gregg Roberts

Oregon State Hospital
Statesman Journal

The new leader of the much-criticized Oregon State Hospital told a legislative committee on Wednesday that he's confident about fixing flaws at the 127-year-old mental institution in Salem.

"I can assure all of you, all of the problems that exist at Oregon State Hospital are resolvable," Greg Roberts told the House Interim Committee on Human Services. His upbeat message prompted one legislator to express frustration about broken past promises to turn around the troubled hospital.

Rep. Ron Maurer, R-Grants Pass, said Oregonians are fed up with the hospital's woes, which have been documented by a series of critical reports and investigations. "It is, quite frankly, a disaster," he said. Drawing a comparison between Oregon's main mental hospital and the infamous insurance company AIG, Maurer said OSH "is not too big to fail."

At some point, he said, "If it doesn't work, we just close it down and do something new." After the committee meeting, Maurer told the Statesman Journal that he thinks legislative discussions about closing the hospital should occur if serious problems persist. "At some point, someone has to bring that up," he said. "Has anybody ever suggested it? We don't have to have an Oregon State Hospital."

Asked whether closure talks are warranted now, Maurer said: "No, I'm going to give Mr. Roberts the chance to make the changes." Roberts, 59, took the reins of the embattled hospital Monday. "Today is my third day. Everybody seems happy I came back yesterday and today," Roberts told the legislative committee, drawing laughs.

Roberts formerly was the director of the Office of State Hospital Management in New Jersey. Before taking the state hospital job here, he spent his entire 37-year professional career in New Jersey, including stints as chief executive officer at five state psychiatric hospitals. In his Wednesday remarks to the legislative panel, Roberts said he successfully dealt with many of the problems now plaguing OSH during his tenure in New Jersey. He said his initial efforts to turn around the crowded, underperforming hospital in Salem will focus on prioritizing problems that need fixing. He also wants to make sure the hospital sticks with its primary mission � providing treatment that helps mentally ill patients recover and return to Oregon communities as soon as possible.

New Landmark Laws Overhaul California's
Troubled Conservatorship System
By Assemblymember Dave Jones

California's conservatorship system for elderly and dependent adults -- originally designed to protect vulnerable adults from fraud and abuse -- is broken. But help is on the way. On Wednesday, the Governor signed the Omnibus Conservatorship and Guardianship Reform Act of 2006, a landmark package of bills to overhaul California's troubled conservatorship system. The legislative package, comprised of bills I authored, along with those of Senator Debra Bowen (D-Redondo Beach), Senator Liz Figueroa (D-Sunol), and Senator Jack Scott (D-Pasadena), is designed to remedy alarming deficiencies in California's conservatorship system that have led to shocking abuses of California's elderly and most vulnerable.

The system today allows private conservators to get themselves appointed in an inappropriate manner. Some steal or mismanage the money that their conservatees spent a lifetime earning. Most public guardians and probate courts do not have the resources to help. Worst of all, the system provides no place to turn for help. Consider the case of Emmeline Frey. Her private, for-profit conservator hired the conservator's own son, a car salesman, as Ms. Frey's financial advisor. The car salesman squandered $100,000 of Ms. Frey's estate, but still collected his commissions. The court overseeing the conservator did nothing to prevent it.

By significantly enhancing court oversight and requiring licensure of professional conservators, the Omnibus Conservatorship and Guardianship Reform Act of 2006 will protect vulnerable adults like Ms. Frey. AB 1363 (Jones) requires much stronger and more frequent court review and oversight of conservators, along with uniform standards of conduct that conservators must follow, brand new and aggressive training rules for all professionals involved in the system, and a new requirement that Public Guardians take the cases of all those at imminent risk of harm. SB 1550 (Figueroa) creates the Professional Fiduciaries Bureau within the Department of Consumer Affairs to license and regulate professional fiduciaries, including conservators, guardians and trustees.

In addition, SB 1116 (Scott) will remedy some of the problems with the sale of a conservatee's home, and SB 1716 (Bowen) will allow the court to take action when it receives informal reports of abuse and neglect from concerned friends or family members. Not all conservators are abusing the system -- many are doing a good job. But the current system has left elderly and dependent adults at the mercy of those who abuse their position. The Omnibus Conservatorship and Guardianship Reform Act will help ensure that our frail loved ones are protected both from those who seek to abuse them and from a system indifferent to their plight.

Assemblymember Dave Jones (D-Sacramento) is the Chair of the Assembly Judiciary Committee. He formerly served on the Sacramento City Council. He can be reached at www.assembly.ca.gov/jones.

Posted on September 29, 2006